Can an auto insurance company double your premium for no reason?
- In the state of Georgia, NO Your insurance company reasons are ludicrous. What company are you with? Call around and get quotes using your deck page to insure you will be getting the same amount of coverage. Heck, you could end up with better coverage at a cheaper rate. Have you ever lapsed in your coverage? What state do you live in? Call the insurance commissioner of your state and report this "promotional Period. " I am a licensed insurance agent in Georgia and have never heard of such. Look at the difference in coverage as well because this company could be doing what is known as "add on's. " as their promotional period, that you did not request nor need. Your smart for questioning this. Let me know
- do you have any one under 18 years old driving if so there is your answer
- You are a well trained liberal. An Insurance Company is a profit making company. I know this is abhorent to Liberals, but this is the way the Capitalist system works in the U. S. The Insurance company is you will not have an accident and that part of your premiums will provide them with profit. The monthly premiums you paid for a year would pay very little of the expense if you had an accident. So, if you have an accident the expenses that exceed your premiums will be taken from others premiums. So, all the other account holders, that use that Insurance Company, pay the expenses of your accident. Now, when account holders have a large number of accidents the expense output soon meets or exceeds the input from premiums. This mean the Insurance Company has two options they can pursue. One is to declare bankruptsy expenses exceed income, or raise the premiums of their account holders. So, your choice is to pay the increased premiums or to find another Insurance Company that has lower premiums. And, yes it is legal for them to raise the premiums anytime and any amount they want. The beauty of the Capitalist system is that compe ion will probably offer you a cheaper alternative
- they really shouldnt double, but they most likely will increase at each renewal. so cancel and find another company. thats the way insurance works. you pay incase you have an accident. shop around for a better company!
- Maybe they offered a low rate for the first year and hoped you'd stay with them, rather than look around for someone else. or not even notice how much it'd gone up? I have had good luck with sites, esurance.com, I think, that takes your info, zaps it to several insurers who respond with rates. I am drawing a blank on the name, but one reputable company came back with dramatically lower rates than everyone else and they haven't gone up after a year. It definitely was worth a few minutes of my time. Disclaimer: I do not work for esurance or any similar company, am just p ing along something that worked well for me
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Knowledge Base: Auto Insurance
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Knowledge Base: Auto Insurance Quotes
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i know several people who have submitted their information into one of the many "online auto insurance quotes" and now they have solicitors all over them, on their phone, emails, junk mail and even one case of social security iden y theft. so my question is: are these online auto (auto insurance quotes)




